Long Term Health Care Options
Peter Lenkefi
As you grow older, housing may pose more and more of a concern, especially
if your health is failing. If you are worried that you may not be able to
take care of your basic needs as you age, such as cleaning, cooking, bathing
and maintenance, then looking at your long term health care options is an
important choice. Let’s start right away with your options.
In-Home Care
In-home health care is the best option for people who have a higher level of
fitness, and want to remain as independent as possible throughout their
later years. In this situation, home health care nurses may come and visit
you daily, or every couple of days, to take care of your everyday medical
needs. Also, a housekeeper may be utilized, as well as a personal health
care attendant, who would be responsible for more of the day-to-day living
help – such as a companion, driver, cook or the like. In-home health care is
quite easy to locate; just contact a nurses’ association or look in the
Yellow Pages.
Continuing Care
An intermediary between nursing homes and independent living, continuing
care, or retirement communities, offer a wide variety of health benefits and
services to their inhabitants. These communities are usually all-inclusive,
where dwellers receive lodging, meals, social events, varying levels of
health care, and sometimes other perks as well.
Entrance fees for these establishments can be quite high (ranging from
$10,000 to over 300,000); added to their monthly fees (ranging from
$800-4000), and this option can prove to be expensive health care. However,
services are guaranteed for the remainder of your life if you choose this
option, and if your health falters, you can always be moved to the nursing
home portion of their health care facility.
Because of the all-inclusive nature of this kind of health care, you’ll want
to read the fine print carefully in your contract. What are all of the
recurring and one-time fees? What exactly is covered with those fees? What
health care options are, and are not offered? Do you need to purchase extra
health insurance to cover your specific care costs? Also don’t forget to
check up with the Better Business Bureau about the status of the facility
you are interested in; if you plan on living there the rest of your life,
you may want to double check it’s reputation, too.
Nursing Homes
In a very simple sense, nursing homes will take care of your health care
needs when you are no longer able to. This may be for a short period of time
while you are recovering, or for a longer period of time as you age. Nursing
homes are the whole meal deal of health care for the elderly or otherwise
incapacitated. If this is an option that you think you may require, there
are many things to discuss and consider when looking at your options. Does
the home provide the type of care that you will require? Research the
history of the nursing home; are there any black spots on their record? Talk
to people who have lived there, have used their services, or who are still
living there now, if at all possible. Get their viewpoint.
For more more information about health care please visit
http://www.1health-center.com/articles/How-To-Jump-Rope-For-Health-and-Fitness.php
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