Prosperity: The Choice is Yours
Current Issue

How To Become A Millionaire In 7 Easy Steps

Who wants to be a millionaire?

Well, if you want that million dollars, perhaps you'll get lucky enough to land a spot on ABC's popular game show bearing that name. Simply give the right answer to all the questions and you'll walk away with the million dollar prize.

Or, you could get on a hot streak, pick the right 7 numbers and win the lottery. But unfortunately your chances of winning are 1 in 22 we'd better forget that.

But maybe you know about this incredible get rich quick plan where you don't have to do much of anything, simply join up free, then in a year or so, you'll be the Net's newest millionaire. Well, if that plan has worked for you....please write me ASAP! :-)

But for all the rest of us, we need some practical advice on what will really make us our fortune.

Making money is easy. There are mathematical laws that govern how money will work for you over time, reaping greater and greater rewards. These laws are laid out in detail in the book, “The Working Life Of A Dollar.”

Here's what you need to do:

  1. Write down your present monthly income and expenses. Next, see where you might be wasting money on foolish items. Where can you cut expenses and use that money for your future? Plan a monthly budget, and stick to it.

  2. Get out of debt. Just as money compounds interest going up, it also drains money out of your pocket when you pay out interest. Only make purchases on your credit cards when you have the cash in hand to cover the expense. If you have a habit of over spending every month, cut your cards up!

  3. Always pay yourself first. A minimum of 10% of your monthly income should be reserved for your future. The more you can pay yourself, the quicker your financial goals will be met.

  4. Give a portion of your earnings to help others less fortunate. Just as the mathematical laws governing the compounding of interest are unbreakable, this is a Spiritual law that is unbreakable. You must be willing to freely give before you can rightfully expect something to come back to you.

  5. Pick a proven investment vehicle to place your money. The easiest investment is to pick a top performing diversified domestic growth mutual fund. Your fund should have averaged a rate of return of at least 20% over the last 3 to 5 years.

    Spend $1.00 and pick up a copy of the Investor's Business Daily newspaper. Every day they publish a mutual funds table. Only choose a fund that is A rated or better.

  6. Invest monthly into this fund and reinvest all dividends. Many people do not have the discipline to save money every month. If this is the case, choose the option to have money automatically deducted from your paycheck or checking account.

  7. Don't panic. Understand there are business cycles and market cycles. Bear markets typically last from 9 months to 2 years. Buy as many shares of your fund as possible during Bear markets.

    Big returns are always made by sitting through several market cycles. To get these returns you must have the patience and belief to sit tight and add to your holdings during down market cycles.

That's it! Simple and easy to do. Now all you have to do is get started.

We have put up a special Web page for you that will explain all about funds and exactly how to pick the right fund for your objectives.

  1. Write down your monthly income and expenses.
  2. Get out of debt.
  3. Always pay yourself first.
  4. Give to help others.
  5. Pick a quality diversified, domestic growth mutual fund.
  6. Invest in it regularly.
  7. Don't panic.

If you would like an experienced investor to assist in planning your financial future, or need a hand in choosing the right fund for your investment objectives.....

Write me today.

Dave Cole
Copyright 2001


“If you don't risk anything, you risk even more.”
~ Erica Jong ~


Reader Profile

One of our readers, Chris Stephenson wrote me this letter after he received one of my thank you e-cards. We thought this story might not only be interesting for you, but also a source of inspiration.

“I am a 51 year old grandfather of two beautiful boys. This June I will be celebrating 33 years of marriage to the most terrific woman (for me) in the known world. I would be remiss if I did not mention our two kids. Kids, ha! That's a laugh. My daughter is 32 this year and my son 31. I mention them for we are happy with the adults our kids have become and more so since I am positively thrilled at our relationship.

“Having gotten married at 18, I still had a lot of 'growing' to do when suddenly I was the father of two children. Due to this, I was not the father then that I would be now. But over the years, thanks to my loving wife and a loving & forgiving Lord - I have changed. A lot.

In order to refine a metal, like gold, it must be heated at tremendously high temperatures so the impurities will surface to be poured off. This is usually done in a big sort of pot called a crucible. I think that most of us go through the 'crucibles of life' and are given the choice to become changed by them, or jump out and continue on. Me, I chose to jump out the first few times. Then I heard a sermon explaining that if we avoid the struggles of life, we miss out on the lessons intended for us. Dodge the tuff stuff - avoid the lesson - do it again later. I got the message. So I stopped 'jumping out' and endured. Due to the changes in me, my children and I have become the best of friends.

My wife Martha and I have been self employed for 25 years. I have been fairly disabled for the last 5 years due to several back injuries over a period of years that led to 2 spinal fusion surgeries, the last in 12/00. When that may change is still unknown. The severity of the problem forced us to sell our Travel Agency, which Martha ran. She now does outside sales from an office in our home so she can be there when I need her.

I have had to spend 15-20 hours a day in a hospital bed in my home for most of the five years. In one way it has been a Godsend, as I was forced to learn the computer & Internet to keep my sanity. As one door closes....another opens.

That led to my taking my marketing business online so that I can make money from bed. It also brought me to start IdeasWIN e-Zine a year ago. I started it as a supplement to my online business and it took on a life of it's own. I had always wanted to write and it proved a viable outlet for that.

We still have lots of challenges (don't we all) and lots of blessings and are doing our best to wring all the life there is out of our lives.

Chris Stephenson is the proud publisher of the unique free e-Zine IdeasWIN. This unusual business newsletter is about the people in online marketing and what makes them strive, win, or give up. Or feel free to visit us at where you can view the past issues in our Archives.

Friends, I simply LOVE to read Chris's e-zine. I highly recommend that you subscribe. He is an excellent writer and I'm sure you will be inspired when reading his material.

If you would like to send me your profile, I would be happy to consider including it in a future edition of this e-zine. Or, just write me if you enjoyed reading about Chris.


Forward To Your Success

ChooseToProsper has partnered with the good folks at Forward Productions to bring you the absolute best marketing info and design technology.

Diana and Nicole at Forward Productions will custom design you a web site to suit your individual needs, provide you with the latest in Flash technology, banner design, graphics, hosting, and honest, friendly help in setting up your E-business.

Diana, Nicole, and myself will be happy to assist you in starting from scratch, developing a plan for marketing, and show you exactly how to get out there and make your business a profitable adventure.

With our help, starting your e-business can be as easy as 1 - 2- 3.

Call us today and ask how you can get started:

Forward Productions:410-574-7994

“Confidence is directness and courage in meeting the facts of life.”

~ John Dewey ~


Traffic Generation Tools

After checking our traffic logs at ChooseToProsper, we are seeing that more and more hits are coming from the “Click For Hits” sites.

These sites are becoming excellent means of free advertising for many folks. We urge you to take advantage of them. They are simple and easy to do. You simply sign up, enter your Web site URL, then every time you view another Web site, you will receive views for your site.


“We should not let our fears hold us back from pursuing our hopes.”

~ President John F. Kennedy ~


As always, enjoy your life and your day, it's God's great gift to you.



“Take delight in the Lord,
and he will give you the desires of your heart.”
~ Proverbs 10:22 ~


We are a proud member of the Ezine Publishers Association!


We certainly wish to thank and welcome all new subscribers for joining us and hope that your reading will not only be fun, but also an adventure.

Every reader is encouraged to send a copy of this e-zine to any person they feel would be interested in reading it. It is always a FREE publication to any one wishing to subscribe.

Any and all articles may be reproduced only under the express condition that they remain intact and un-changed in any manner.

Please feel free to write me with any comments or questions you may have regarding any part of this publication or the Prosperity course.

You may also read the current issue there and past articles we have published.


Subscriber's email addresses are held in strictest confidence, and will not be made available to any party.

If you have received this mailing by mistake, please forgive us and send an email to the above un-subscribe address.

Copyright 2001, Dave Cole All rights reserved


Current Issue | E-zine Archives | Article Index
Privacy Statement

I stumbled across a very simple formula that sells products like crazy. If you're interested in selling your products by the hundreds or even thousands, check out this book:

Amazing Formula

Site design & maintenance by Forward Web Design.
Hosted by A Quality Host
Custom graphics by Serenata.Nu.

Back to the top of the page

Subscribe today and get great resources and 4 free ebooks to help you grow your business.

Read the current issue of Prosperity: The Choice is Yours

Archives of Prosperity: The Choice Is Yours

Index of articles by Dave Cole

Our committment to your privacy.

Click here to get your own online business!